Terms & Conditions

1. Acceptance of Terms

By accessing and using CueWealth ("the App"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

CueWealth is a financial wellness application that provides:

• • Personal financial insights and analytics
• • AI-powered spending analysis and recommendations
• • Secure bank account connectivity through Plaid
• • Financial goal tracking and habit formation tools
• • Educational content and financial coaching

3. User Accounts

To access certain features of the App, you must register for an account:

• • You must provide accurate and complete information
• • You are responsible for maintaining the security of your account
• • You must notify us immediately of any unauthorized use
• • You must be at least 18 years old to create an account
• • One account per person is permitted

4. Financial Information and Plaid Integration

CueWealth uses Plaid to securely connect to your financial accounts:

• • You authorize us to access your financial data through Plaid
• • We do not store your banking credentials
• • You can revoke access at any time through your account settings
• • We are not responsible for any actions taken by Plaid

5. Acceptable Use

You agree not to use the App to:

• • Violate any applicable laws or regulations
• • Transmit any harmful or malicious code
• • Attempt to gain unauthorized access to our systems
• • Interfere with or disrupt the service
• • Use the service for any commercial purpose without permission
• • Share your account credentials with others

6. Financial Advice Disclaimer

• • All information is for educational purposes only
• • You should consult with qualified professionals for specific advice
• • We are not responsible for any financial decisions you make
• • Past performance does not guarantee future results

7. Data Security and Privacy

We take data security seriously:

• • We use industry-standard encryption and security measures
• • Your data is protected according to our Privacy Policy
• • We do not sell your personal information to third parties
• • You can delete your account and data at any time

8. Intellectual Property

The App and its original content, features, and functionality are owned by CueWealth and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

9. Limitation of Liability

To the maximum extent permitted by law:

• • We provide the service "as is" without warranties
• • We are not liable for any indirect or consequential damages
• • Our total liability is limited to the amount you paid us
• • We are not responsible for third-party services or content

10. Service Availability

We strive to provide reliable service, but:

• • We do not guarantee uninterrupted service
• • We may suspend service for maintenance or updates
• • We may discontinue features with reasonable notice
• • Third-party service outages may affect our service

11. Subscription Terms

CueWealth offers subscription-based premium features:

Free Trial:

• • 14-day free trial available for new subscribers
• • Trial automatically converts to paid subscription unless cancelled
• • Cancel anytime during trial period to avoid charges

Subscription Plans:

• • Monthly subscription: $5.99/month
• • Annual subscription: $39.99/year (44% savings)
• • Prices may vary by region and are subject to change

Billing and Renewal:

• • Subscriptions automatically renew unless cancelled
• • Payment charged to your Apple ID account
• • Renewal occurs 24 hours before current period ends
• • Manage subscriptions in your Apple ID Account Settings

Cancellation:

• • Cancel anytime through Apple ID Account Settings
• • Cancellation takes effect at end of current billing period
• • No refunds for unused portions of subscription periods
• • Access to premium features continues until subscription expires

12. Termination

We may terminate or suspend your account:

• • For violation of these terms
• • For suspicious or fraudulent activity
• • At our discretion with reasonable notice

You may terminate your account at any time through the app settings.

13. Changes to Terms

We reserve the right to modify these terms at any time. We will notify you of any material changes by posting the new terms in the app and updating the "Last updated" date. Your continued use of the service constitutes acceptance of the new terms.

14. Governing Law

These terms are governed by and construed in accordance with the laws of the United States and the State of California, without regard to its conflict of law provisions.

15. Contact Information

If you have any questions about these Terms and Conditions, please contact us at: